1. Affirm is a modern financial company that allows people to buy goods or services and pay off those purchases in fixed monthly payments. The benefit of using Affirm is they don’t charge late fees, service fees, prepayment fees, or any other hidden fees.
2. Affirm offers clear, simple financing for your purchases:
3. To sign up for Affirm, you must:
Yes, Affirm loans vary between 10% and 30% APR simple interest. You may qualify for 0% APR.
Affirm doesn’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and what you were prequalified for, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.